• Joint ownership of single flat

We purchased a falt in 2007-08 in Indore, MP for which we took a loan on 4,75,000/-. Since we were new in the city, my uncle (Bade Papa) proposed joint ownership between him and my Mother on the registry so that we can get a hassle-free loan.

Now 11 years later, after death of my father who also paid him full loan amount he is claiming for his half and wants us to sell the property. He is also traumatizing my mother for it. 

P.S: My uncle just got back from jail after 6 years because of a Bank fraud he did while working at Union Bank of above 1 Cr. because of which CBI was involved and proved him guilty. 

Need help in dealing with this situation.
Asked 6 years ago in Property Law
Religion: Hindu

9 answers received in 1 day.

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13 Answers

1) since full sale consideration has been paid by your mother she can file declaratory suit that she is absolute owner of property 

 

2) enclose bank statements which prove sale consideration was paid by your mother 

 

 

Ajay Sethi
Advocate, Mumbai
100092 Answers
8174 Consultations

1. Well, since the name of your uncle is appearing in the title deed of the property, he is considered to be its lawful owner.

2. So lawfully the demand of your uncle is sustainable and you can not avoid giving his half share.

3. The passing of sentence in the criminal case has nothing to do with his right of share in your property.

Devajyoti Barman
Advocate, Kolkata
23670 Answers
538 Consultations

See if your father paid the complete consideration for the flat and uncle was made owner just for purpose of the loan then in that case a declaration suit needs to be filed seeking declaration of ownership of you along other heirs of father over share of uncle.

Shubham Jhajharia
Advocate, Ahmedabad
25513 Answers
179 Consultations

Warm greetings!

Joint Ownership of wat agreement you have entered .

It was entered between your mother and uncle property vest with whom and either mother is released . In such a case your uncle has no Ownership and he cant claim for his right if its self acquired property of your parents.

However if the property is an ancestral property then even your uncle will have a right to claim the property based on which can enter into partition as per the partition of your shares you can sale out the property..

Ayesha Sultana
Advocate, Bangalore
280 Answers
1 Consultation

You have to file a title declaration suit stating that full contribution towards consideration of the property was paid by you. You have to support your claim by providing relevant evidence of payments in court.

 

Kallol Majumdar
Advocate, Kolkata
2837 Answers
14 Consultations

Dear Sir,

It is better to go for and file declaration suit in Civil court against your uncle stating that your mother is the absolute owner of the property and she has paid fully amount to the property and get single ownership.

A "Declaration" is an authoritative pronouncement by a court of law in respect of a person's right to property or his status.

Any person entitled to any legal character, or to any right  to a property may institute a suit against any other person denying or interested to deny, his title to such character or right, and the court may in its discretion make therein a declaration that he is so entitled, and the plaintiff need not in such a suit ask for any further relief.

Netravathi Kalaskar
Advocate, Bengaluru
4951 Answers
27 Consultations

If you have payment proof that full payment made by your parents. Have to file declaration suit in court to claim absolute ownership. As of now, he is co owner in documents, agasint force to sell and claim by him, court will grant stay. 

Yogendra Singh Rajawat
Advocate, Jaipur
23086 Answers
31 Consultations

Your Mother should immediately file declaration suit for ownership of flat.

for proving the ownership you should collect the evidence that your uncle money was returned by your father.

Mohit Kapoor
Advocate, Rohtak
10686 Answers
7 Consultations

if your mother having  bank statement and transactions details then  she can file declaratory suit under section 34 . 

Mohammed Mujeeb
Advocate, Hyderabad
19388 Answers
32 Consultations

As he is also the owner of the property you cannot deny him the share although his intention was malicious right from the start.

You could go for a civil suit for full ownership as you paid all the money as he decided to transfer his sharw to your mother.

Regards 

Rahul Mishra
Advocate, Lucknow
14114 Answers
65 Consultations

- Joint ownership takes place when two people decide to purchase a property together. 

- Since,  the said flat was purchased in joint ownership for loan purposes only, hence the person who has paid /paying the EMI of bank can be declared single owner as per law.

- The said flat was purchsed in the year 2007-08, and further your uncle was behind the bar for 6 years, so it is clear that the loans amount was paid by your parents i.e.father.

- You are suggested to arrange the details of paid up loan amount from the bank, if by your father, then as per law , you should file a Decleration suit before the court in the name of mother , after producing the bank statements.

- Further, you should lodge a complaint against your uncle , before the police for traumatizing your mother. 

-Since , your uncle has been indulged in the offence of cheating , hence police will take against him . 

 

Good luck and dont forget to rating Positively.

Mohammed Shahzad
Advocate, Delhi
15881 Answers
244 Consultations

If the property is on the joint names, you cannot do anything about it.

He will claim 50% share in the proeprty.

Hence you may enter into a compromise agreement and solve the issue amicably because any case filed court in this regard may not fetch you any fruitful result in your favor.

Discuss with a local advocate on the basis of the documents held by you and take a decision accordingly

T Kalaiselvan
Advocate, Vellore
90295 Answers
2513 Consultations

If you have the proof don't leave the possession let him file the suit and prove the same

Prashant Nayak
Advocate, Mumbai
34753 Answers
252 Consultations

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