Actually the upper floor owner is responsible for carrying out the repair to his toilet etc., so that the seepage do not come from his house to the lower house.
In some of the RWAs the owners agree to bear the cost to 50-50 for the expenses for the convenience.
But legally speaking the upper floor owner has to bear the complete costs towards this.
In case the upper floor owner is not ready to bear the cost, then the sufferer can get it repaired at his cost and go to court to recover the same along with the litigation cost.
Alternately the association is liable to take the responsibility to recover by taking appropriate action against the upper floor owner if the sufferer owner gives a letter to this effect.
The owner sufferer can approach consumer court also for getting a direction to the upper floor owner to get his toilet or the place from where the leakage or seepage starts to get it repaired.