No, the pension authority will not do anything to you and to your stepmother for collecting your mother's hard money earned and collected in the PF account. Only the concern was that if you were minor at the time of your father's remarriage time.
(3) (i) Where a widow or widower in receipt of family pension remarries and has, at the time of remarriage, child or children from the deceased Government servant or pensioner who is or are eligible for family pension, the remarried individual shall be eligible to draw the family pension on behalf of such child or children if such individual continues to be the guardian of such child or children.
(ii) For the purposes of clause (i), the remarried individuals shall apply to the Head of Office in Form 14, along with a declaration that the applicant continues to be the guardian of such child or children.
(iii) If the remarried individual has, for any reason, ceased to be the guardian of such child or children, the family pension shall become payable to the person entitled to act as guardian of such child or children under any law for the time being in force and such person may submit a claim in Form 14 to the Head of Office for the payment of family pension.
(4) If the person eligible for family pension is a minor or is suffering from any disorder or disability of mind or is mentally retarded, the guardian may submit a claim in Form 14 on behalf of such person.
As per government rules till 2004, family pension could only be granted to deceased government employee’s spouse and after his or her death to the dependent son or daughter below 25 years of age. In 2004, the rule was changed to stipulate that there will be no age restriction in the case of the divorced or widowed daughter who shall be eligible for family pension even after attaining 25 years of age. An income stipulation was fixed to qualify for getting this pension. The family pension would end once the parents passed away and none of the children qualified for the pension on account of the son or daughter being married or them being above 25 years of age.