1) file complaint against PNB housing and NHB before consumer forum for reverting subsidy amount sanctioned to you
2) also seek litigation costs and compensation for mental torture undergone by you
Reversal of Pradhan mantri awas yojana subsidy amount
I had purchased a flat in boisar Tata housing by taking loan from PNB Housing and applied for PMAY it got approved and 267000 got credited in my loan account But now PNB housing have sent an email saying that NHB have instructed him that boisar is not statutory city as per govt of Maharashtra hence subsidy amount is reverted back to NHB When I have asked them to share the documents they have received from NHB they are saying they can't do that I have checked on NHB's official site and I found a pdf over there which says in July 2019 NHB have declared that boisar is not statutory city as per govt of Maharashtra But my question is this notification came in July 19 I had got the subsidy in Feb 19 how come it can affect previous customers I want to sue PNB Housing & NHB both for cheating me because when I had bought the flat boisar was in PMAY scheme and hence they had given approval Please guide me
Asked 4 years ago in Property Law
Religion: Hindu
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7 Answers
Now you can directly write to PMO office regarding this issue and to RBI ombudsmen regarding both institutions PNB and NHB.
And ask them then under whose state the boisar city will appear.
- The Pradhan Mantri Awas youjna is a subsidy scheme by the Government of India, and it is not reversible once it sanctioned.
- Further due to why , they are ready to provide detail.
- You should lodge your complaint against the PNB housing and NHB before consumer forum.
Better check on www.pmaymis.gov.in your application status on Citizen Assessment. You will get the clear picture.
Boisar dose come under Geographical areas/locations covered under Affordable Housing. City may have removed in 2019 scheme but you have availed benefit under 2018 scheme whcih cannot be withdrawn. Reversal og subsidy is illegal. File FIR agasint bank.
Approach the banking ombudsman : If your bank does not address your complaint within a month, you can approach the banking ombudsman. This is a senior official appointed by the Reserve Bank of India to redress customer complaints against deficiency in banking services, as per its scheme introduced in 1995. All scheduled commercial banks, regional rural banks and scheduled primary cooperative banks are covered under the scheme. So far, there are 15 ombudsmen, whose offices are located mostly in state capitals.
You can file complaint in consumer forum against PNB housing finance and NHB for claiming the amount of PMAY along with compensation for harassment suffered by you.
The fastest remedy is filing writ petition in high court for the same
