Seller does not have clear and marketable title to property 

2) you can cancel your agreement and seek refund on grounds that loan application has been rejected as title of seller is not clear and marketable 

3) if seller fails to refund file suit for refund of your token money with interest 

4) also file police complaint of cheating and criminal breach of trust against seller 

If your agreement contained a condition of return of money on not fulfilling any other condition, and if that any other condition is not fulfilled, certainly your money can be returned. you can file recovery of money suit along with interest. 

You can cancel the agreement. You are eligible for refund of token money since the contract could not be excuted due to some fault on part of the seller. Further non disclosure of any material defects in the property is a fradulent activity for which criminal case can be filed.

you can file a civil suit for recovery of your token money. It is better to give one opportunity to refund your money. Issue one legal notice to the seller in the regard. Then go for legal recourses.

You need for file suit for specific performance to recover money and damages.  You can also file cheating complaint

You have to send a legal notice to the seller that he has cheated you and not disclosed the information regarding the unauthorised plans also not provided copy of same so he is liable to refund the amount.

If on notice he fails you need to file a suit to recover same.

The report of the bank refusing you the loan shoukd be shown to the seller. If he still refuses file a criminal complaint against him under section 406 420 of the IPC.

regards 

1. You can file a Police FIR, requesting investigation and charge-sheet, for offences like cheating, intimidation, fraud, breach of trust etc.... against the person, supported with all relevant supporting documents.

2. IF the Police does not take action, THEN you can file private criminal case u/s 156(3) Cr.P.C., in the local Magistrates court, seeking directions to the Police to investigate and file charge sheet. The said Person may come down for settlement.

Dear sir,

since you have paid the token amount and the fault is on the part of the other party. According to my understanding, the best way out for you is to send him a legal notice because your loan was disapproved due to fault on the part of the seller. consequently, you can file a consumer complaint on the basis of the legal notice.

you can contact me for consultation. If any.

Regards,

Yuganshu sharma

Advocate

Any agreement executed with seller ?

File police complaint for cheating and breach of trust. Selling illegal buildign is also a crime and amounts to  cheating.

Engage a local lawyer. File a case in court for cancellation of the agreement on account of the fraud.

File a criminal complaint FIR against the seller on charges of forgery and fraud

Seek refund of your advance deposit by means of a legal notice which you will have to send to this fellow.

Also, cancel the agreement to sell, from your end by means of this notice.

Contact a local lawyer to send the above notice. 

Yes you can cancel the agreement on the ground of misrepresentation and this seller is bound to pay back the entire amount of advance for concealing the the material fact of the agreement in case sheet in eyes to pay by the amount you can send legal notice to him and later on go to the court to get the amount back along with the legal charges and the interest for the period

If the seller is refusing to refund the token amount you may communicate your decision to cancel the agreement for the reason that there is a deviation in the construction hence bank is not sanctioning the loan, hence to refund the same within 7 days from the date of receipt of this notice, and send this legal demand notice by registered post after which you can file a money recovery suit before a civil court.

lodge a police complaint against the owner for cheating. 

The seller cannot refuse to refund the money or cancellation of deal because it was due to his fault the deal is going to cancel. 

You should hire a lawyer and send him a legal notice for cancellation of sales agreement and refund of token money.

If he refuse to refund the money file recovery suit in court.