you should approach bank for business loan 

2)

To avail a business loan, an applicant needs to provide the following documents as per the lender's requirements.

• 
  Identity Proof: Driving License / PAN Card / Passport / Voters ID Card / Aadhaar Card.
• 
  Address Proof: Ration Card /Telephone Bill / Electricity Bill / Passport / Trade license / Lease agreement / Sales Tax certificate.
• 
  Income Proof: Bank Statement of Last 2 Years.
• 
  Financial Documents: Last 2 Years ITR along with computation of Balance Sheet, income & Profit & Loss a/c for the last 2 yrs.
• Proof of Business Continuation
• 
  Business Ownership[ Proof: Other Mandatory Documents such as Sole Proprietorship Declaration, Certified true copy of Memorandum & Articles of Association
• Last 3 years audited financials.

You can take a mortgage loan on your shop.  If your lic policy is enough for collateral then you can take loan on the same

You can avail a loan on the basis of your income tax return receipts and the business.

Regards 

Bank have their own police while granting loan, may be shop is also on rent ?

Loan may be grant by creating Hypothecation over the liquor. Check with bank.

See you need to talk to bank for loan purpose the bank can mortgage on the property or stock to provide the business loan or based on your transactions they can give you the loan.

1.  Bank Loan is possible by mortgaging ur Stock-in-Hand and on production of your last three years income tax returns.

2.  The documents available with you can be used as a collateral 

Well, you can go for personal loan which does not require any security.

Howeevr if you require a large sum of money then no bank without security from your assets would grant you loan.

If you have FD then you can have cash credit facility upto 90% of your FD amount.

Documents Required for business loan in India: all the relevant information related to documents required for business loans.

ID Proof: Papers as proof of identity like Passport, Pan card, Voters ID Card and Driving License.

Address Proof

Proof of Continuity Of Business

Bank Statement 6 Months

Board Resolution (If pvt ltd co. is co-borrower/Partnership Authorization Letter {if partnership firm is co-borrower}

ITR & Statement Of Computation of Income – for last 2 Years

CA Certified or Audited P/L Acc Statement and for >40 Lacs cases Audit report along with schedules of P&L and Balance Sheet – for last 2 years

Latest ITR of Co-Applicants – For last 2 Years

Ownership Proof of Residence or Office. 

This is a wrong place to ask for loan.

You may approach any bank who would grant loan on the basis of your personal capacity or you may even approach a private financier for this purpose.

Without any surety or collateral asset  any financier may hesitate to grant business loan

Dear

You can get loan against your LIC policy and RD but loan amount will not exceed the LIC and RD combined.