• List of documents required from seller

I am planning to buy a plot in Noida sector 144 ( all these plots were issued by Noida authority to farmer as part of 5% reservation )

Property that I have identified , have been constructed and seller said that he had got completion certificate from Noida authority and paid back home loan that he had taken. There is no electricity or water connection in the structure.

Could you please answer below questions:?

1.) What all documents should I check as part of the property file to ensure genuity ? Pls list down

2.) is it possible to get completion certificate without having water/electricity connection at property?

3.) Is there any way that I can check genuity with Noida authority before giving bayana?

Please share any information that I should know before byuing this property. Thanks
Asked 6 years ago in Property Law
Religion: Hindu

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8 Answers

1. The documents required to be vetted are:

  • Sale Deed
  • Mother Deed
  • Building approval plan
  • Compeletion Certificate
  • Conversion Certificate (Agricultural to Non-Agricultural land)
  • Khata Certificate and Khata Extract
  • Encumbrance Certificate for the last 30 years at least.


2. completion certificate cannot be granted until water and electricity connections have been provided as per norms.

 

3. Yes. Hire a local lawyer for the same.

Siddharth Jain
Advocate, New Delhi
6617 Answers
102 Consultations

Dear Sir,

Property documents are a vital part of any property investment, be it an empty plot or a fully furnished apartment. Here is a list of important property documents required to buy an apartment or an independent house.

  1. Title Deed

This is a type of document that typically outlines the chain of ownership of the respective property. It provides full right to the owner to claim the absolute ownership over the property. While buying the property, check if it belongs to the respective seller. Check the deed thoroughly, and if have no knowledge about it you can seek help of a property agent. If the title of the property isn't in the name of the seller, then legally the property shouldn't be purchased unless the consent from the real owner.

  1. Sanctioned Building Plan

Every developer at the start of the construction has to get the approval from local planning authorities. The developer has to submit the required documents for the sanctioned plan approval. So when you hunt for a residential apartment, do check if the developer agrees to present the sanctioned plan, if not then the construction is termed as illegal.

 

  1. Completion/Occupancy Certificate

This is yet another essential document the developer of the property has to submit to the buyer. Municipal authorities issue the Completion Certificate (CC) after the completion of the project. Occupancy Certificate (OC) is issued by the local government agency after the inspection and states safe for the residents. These documents are an important part of the home loan and should be in your checklist.

  1. Tax Receipt

The property owner has to present you with the legal tax pay receipt failing to which the government is authorised to impose a penalty of certain percent every month on the property buyer. So do make sure to check if the existing property owner has completed the tax regime.

 

  1. Encumbrance Certificate

It is a document issues by the sub-registrar to check if there is any encumbrance on the property like mortgage, charges, etc. The sub-registrar issues the certificate with complete details about the legal dues pertaining to the property. It is important for the property buyer to check whether the property is under mortgage or loan.

  1. Mother Deed

This document is needed when you buy a resale property. This is the parent document tracing the ownership right from the start.  There are situations where the owner may do some fraud activity by undertaking the ownership of the property illegally, which will certainly effect your investment.

 

  1. Power of Attorney

This is an important document when buying a property. It is required to know if the seller has complete right over the property and selling it. You can even check with the real owner to have a check over the enforcing of power of attorney to the seller.

  1. Mutation Document:

This document contains all the details about the property including the name of the owner, property size, location, and other important information. It is issued by the municipal authority in the name of the present owner.

 

 

Netravathi Kalaskar
Advocate, Bengaluru
4951 Answers
27 Consultations

1) check whether building plans have been sanctioned 

 

2) OC and completion certificate issued 

 

3) take 30 years title search 

 

4) electricity and water connection would be given after obtaining OC 

 

5) file RTI application as to whether completion certificate issued by authorities or not 

Ajay Sethi
Advocate, Mumbai
99775 Answers
8145 Consultations

 Noida authority to farmer as part of 5% reservation )- Check duly there must be lock in period, or land cannot be sold. 

Every single original document from the origin of property, even issuing letter.
CC is provided , what about OC ?
Hire local lawyer and ask him to prepare search report.
also ask him to provide non encumbrance certificate issued by sub registrar.

Yogendra Singh Rajawat
Advocate, Jaipur
23079 Answers
31 Consultations

1. Sir approved plan, the occupancy certificate, conversion order as land was agriculture land and permission as land is allotted land all the chain documents of allotment available.

2. Completion certificate is made by architect the government body give the OC the connection can be taken after that.

3. You can ask for certified copy from the authority to check the genuinity of the documents. 

Shubham Jhajharia
Advocate, Ahmedabad
25513 Answers
179 Consultations

You need to collect all the originals of 
1. Title deeds (sale deed, settlement deed, partition deed, will, gift deed, if any) 
2. Revenue documents such as Patta, chitta, adanga, Property Tax Receipt, etc.
3. Approval (Lay-out approval) 
4. EC (Encumbrance Certificate) for at least for 30 years from present date.. 

Mohammed Mujeeb
Advocate, Hyderabad
19325 Answers
32 Consultations

You need to check whether occupation certificate is given by the authority.  OC will only be given once completion certificate is received which determines that construction is as per approved plans

Prashant Nayak
Advocate, Mumbai
34514 Answers
249 Consultations

Dear sir 

The easiest way to check if the property papers are genuine and dispute free is to apply for home loan an that property by taking the copy of the document from the seller. 

They will clear all the doubts themselves and tell you if there is some problem in the property or its papers.

Mohit Kapoor
Advocate, Rohtak
10686 Answers
7 Consultations

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