1. Verbal agreement is very much valid and legally enforceable.

2.The payments made by you is documentary proof of your verbal sale agreement.

3. So on this basis you can explore your legal rights.

4. The legal rights can best be explored in the consumer forum where you can file case for refund/possession along with damages and compensation.

5. So send the builder a legal notice stating the grievance asking for fulfillment of your demanda failing which you can file case beofre the consumer forum.

If the builder is ready to refund the money then take the refund under protest and then you may sue him in the consumer forum for compensation according to the existing circumstances for the mental agony and loss suffered by you due to the delay.

you are entitled to refund of your money with interest

2) cancel the booking and seek refund with interest

3) if builder fails to pay file complaint before consumer forum also seek litigation costs and compensation for mental torture undergone by you

You have an option to get refund of the booking amount along with interest for the delay by cancelling the booking.

Since the builder is unable to complete the construction in the near future and there is no sight for any tentative date or period for completion of construction, dragging the builder to consumer court demanding for an expeditious completion will have no impact and the case itself will drag on for years by then the builder will complete the construction, but you will be left at loss of the litigation cost, waste of time and energy.

Instead it is advisable that you opt for cancelling the booking and get refund immediately if the hbuilder is ready to return the same.