- Since, you have taken personal loan in your name, then you are liable to repay the same .
- If, you leave the loan account like that, then the bank/finance company will approach the court for the recovery of the defaulted amount , and you will be responsible for the same , and also your credit rating will be effected as well.
- If, you have a proof of that payment like , payment by cheque , online transfer etc, then you can file a case against him .
- You should issue a demand notice to him , and thereby ask him to return the amount to the bank on your behalf.
- Further, if you were having relations , and he breakup the promise , then you can lodge a complaint against.