Legal questions on Civil Law

NOC for government employees

Sir, I am working in a government job, according to which regular employees can seek NOC for outside employment only 4 times in a year in line with DOPT guidelines. I have certain queries regarding this rule: I tried to read about some DOPT norms and according to my knowledge, there is a limit of four only in case of forwarding of applications through propel channel. Does this even apply ...

Failed to pay personal loan EMIs

Last year 2015 I lost my job in the month of May. I had a salary account in a private bank. After 2 months of loosing my job my salary account automatically converted to saving account. Then in the month of November 2015 I got a call from my bank stating that there is pre-approved personal loan offer. First i refused to take the loan. But I used to get calls from the bank executive for loan. So...

Already paid but but bank manager say not received

Dear sir, I take a loan from Axis Bank in 2008, and EMI is continuously paying but after 25 EMI my bank is shutdown and convert in other bank, so my Loan EMI is bounce and my EMI is pending. when I got sms from bank, that your EMI is pending, I go to bank and pay EMI in cash and other bank ecs documents for EMI, after that they are not proceed my request and say ur ecs document is missplase ...

Consequence of not apply through proper channel

I am working in a NGT. I have applied to a state government job through online application for direct recruitment. In the advertisement it was written that government employee have to apply through proper channel but since the application is ONLINE, hence the permission to apply in the examination may be submitted at the time of document verification. I did not inform my organisation about my a...

Mutual consent divorce

Dear lawyers My brother had a love marriage without informing my parents and from the same date they rented a house and stayed seperate from my parents. They have a son who is now 5 years old. When the child was of 8 months my brother met with an accident which was very serious. Luckily he recovered He got discharge from the hospital after 45 days. After coming he asked his wife to go to our ...

Issue with bank of personal loan

I took personal loan from HDFC bank Gurgaon as per approved loan, where no documents were required over a year, and have been paying the EMI, but for last two months I couldn't make it as I was some health issues therefore I had to be hospitalized and paid good amount for this. And missed the EMI's. Yesterday one of the bank representative or third party agency person goon's went my home ad...

Correction of my mother's name and spelling of father's name

Hello, I would like to get my mother's first name, spelling of my father's name and spelling of my grandfather's name corrected in my birth certificate. I currently live overseas and am likely to visit India in February next year specially to get the names/spellings corrected in my birth certificate. My mother's maiden first name has been added in my birth certificate as well as one alphabet...

Illegal construction adjecent to our property.

Hi Sir, In 2009 we constructed a two story house. At the time of marking rear neighbour requested to leave 1 & 1/2 feet of land vacant for "Light and ventilation" by promising that he will also leave 1 & 1/2 feet when he construct the house. We agreed and left the said space. In 2013 neighbour sold his land to some one else. Beginning of this year the new land owner started the construction ...

Regarding gratuity and relieving letter

Dear Sir, I had worked with a firm for 10 years 6 months and 21 days.( from the date of joining till the date of resignation) Unfortunately in this tenure last 6 months due to my mother health I couldn't attend the office on regular basis as she was hospitalised.The last salary which I withdrawn for 26 working days after that I was working from hospital. But later was not given any salary ...

Friend owes my Rs. 80,000. What do I do?

I owe my roommate a total of Rs. 80,000. The transaction was made from my account to her dad's. They claimed they had been cheated by a friend and didn't have enough money left. They said they will return it in a month, but it's going to be nine months now. In addition to this, all this while they have caused me a lot of stress, to the point that I had to go to psychiatry only to discover that ...

Neighbour harrasment on common wall between buildings

Hi Sir/madam, We stay in our owned apartment for more than 15-20 years now on the 5th floor of a building which is attached to another building (with a common wall) which happens to be my rooms wall and which has 2 windows on the terrace side of another building (the terrace also has 3 rooms). A lady (who is around age 35-40,unmarried now and lives on the extremest distance of all the three ...

Third part interest

Purchased through sale deed property in feb 2007 without knowing that the seller had won the case in jan 2007 against one other claimant of the property. I dint even know that there was a case. In june 2007 without any party informing the court that the property has been sold, the appeal was filled by other claimant in high court and the seller to me was diected not to creat third party inte...

Sahakari bank pressuring 2nd surety from salary for part EMI

Hi, Good Morning, I had been surety for a friend who had taken 2 Term Loan and 1 CC total of 95 lakh+ from a saahakari bank located in Borivali against his commercial property worth of 1.5 Cr in 2012. As per banks rule I had provided all my home, office and income proof, with me there was 1 more person registered as a surety for this loan. Now the borrower is failing to pay his EMI...

Regarding surety signed for loan by my father

Grateful to have such a platform to make the accessibility of legal advice to a common man. My father is TN government servant. He signed a surety for loan for his friend's son before 3 years and we received notice from court regarding the non-payment before 1 year. When we asked about that they told, all the amount have been paid and loan already closed. But before 3 months we received anot...

Property dispute

Hi Sir, I am pursuing my B tech .My father was an Singareni Employee and was expired in 2009. My paternal grand father who is alive has 3 sons and 2 daughters . My father is the eldest son and two daughters got married. My father's elder brother took his share and is doing his business. Younger brother is doing some private job and got the entire property registered under gift...

Car accident involving 3rd party Injury

Dear, Sir/Madam Unfortunately, yesterday I faced an accident and caused an injury to the third party who was on Two wheeler. He is still in the hospital and according to the doctor's report, He has a major leg fracture and 3 months of bed rest. I am currently holding Full Motor Insurance including 3rd party as well and holding a valid driving licence. We had words with the victim for ...

3 months salary on hold

Hi, I had joined a company (Company 1) who had resourcing contract with another company (Company 2). After working for 3 months we recived only 1 month salary and 2 months salary was kept on hold. After multiple followups we didnt got any concreate answer from the Company 1 and hence we marked mail that if we didnt receive our salary then we will stop reporting to office after 3 days, but st...

Fake car accident FIR ?

On 7th august 2016 police came at my grandpa's doorstep and asked if there a person named pankaj?He said no my sons alok and aditya live here,the police guy said that your son aditya has hit and run a guy on the morning(7:30am) of 1st july 2016.On 9th august they gave us a notice to be present at the police station,my father went there and read the FIR which said that I (victim's name) was hit ...

Birth certificate

Hello, I am not sure if i have chosen the correct drop down (please correct me if i haven't). I have a question regarding birth certificate. I was born in Andhra Pradesh and my hometown state is in MP. During my graduation, i was required to submit a domicile certificate (i was in Pune at that time) which i did not have. Since it was a mandatory document (and i did not have a domicile certif...

Recovering Lent Money - Promissory Notes Available

Hello Sir, around 18 months back, one of my relative was in dire need and approached me for help. Seeing his condition, I borrowed money from my friends and lent the same to him where in he agreed to pay the same interest that I was supposed to pay to my lenders (24% pa). He stopped paying interest six months back saying that he was not able to pay and will give it out as a lump sum. He gave so...