Legal questions on Civil Law

Personal loan default and cheques bounce

Hi, I have taken a personal loan of Rs. 1,30,000 from HDFC bank in year December 2007. At that time I was in Delhi. I paid 7-8 installments of EMIs out of 36 post dated cheques given to bank, and after that I paid nothing. Rest cheques were bounced. In 2008, I changed my residence to Gurgaon. In 2009, I received calls for recovery. Recovery agent said that notice has been sent to the addr...

Detention and Show Cause Notice From Customs Department

Hi, I recently received a Detention and Show cause Notice from custom office (i.e foreign Post Office) and was asked to furnishing the following documents 1) Purchase Invoice/Commerical Invoice 2) Transaction Details/Payment Details 4) Copy of any one document(Pan Card/Driving License/Aadhar Card/Voter ID) Also to asked whether I want to be heard in person before adjudication or othe...

Mandatory ECS Mandate form by Heritage School - Kolkata

Dear Sir/Madam, I am not sure whether this issue falls under the Civil law or not. My son's school "The Heritage School - Kolkata" has issued a notice by which they have made it mandatory for all students to submit the quarterly school fees through Bank-ECS. Till date we had bee paying the school fees by cheque by personally depositing in the school's bank account at Punjab National Ban...

Need help in online bus booking misinformation

Hi, I booked KH Sai Travels, Hampi to Bangalore for Jan 29, 10.15 pm through via.com. At around 10 pm when I reached the so called pick spot 'GeePee Travels', I found out that the bus service had been discontinued about 15 days back. We were literally stranded with no cash, no bus and no help in a deserted street in Hospet. I booked the tickets online because obtaining cash was difficult th...

Road accident case under 338, 279 & 134(a)(b)

Hi I want to know time limit for RTO inspection and time limit for which car can be kept in custody of police station. Actual facts.. I met an accident with my activa bike which hit an old lady causing her facture in leg. After accident I took her to hospital and called her relatives. Then left for my classes after leaving them in hospital. As hospital was not admitting her for operation h...

Code of civil procedure u/s order vii rule 1 of cpc

I have a property owned by my grandmother at Chennai. She has settled the 3/4th of the property to my father and 1/4 of the property to my three aunts (Father's sisters). One of the aunt had no children and in the settlement deed my grandmother had mentioned that if the three aunts want to sell the property they should sell it only to my father and the aunt who is issue less should deposit the ...

Related to Property and bigamy

Hello Online Helpers, Here are two parties A - Husband B- Wife (Legally married in court) A and B had intercaste marriage and had a only son. Both left their hometown and worked for several years. Since they were not accepted by family being intercaste marriage. But after 20 to 25 years of living abroa6d they planned to come to family in india. So A and B planned to build a house ...

Failing to pay my Debt.

Dear Sir/Mam It has been 6 years I am using citi credit cards and tool loan on credit card as well. I never ever defaulted or did late payments . I paid not less than 4-5 lakhs till date . But last year I met with a fatal accident am I lost my job and everything and not been working for past 9 months ,still I paid everything on time except from this month as my savings are all over . I have ...

Loss of nomination form by a private sector bank

Hello, My mother passed away and have a few fixed deposits. On claiming, bank informed me that on most of them, I am the nominee and rest, another name is mentioned as nominee. Now, there is no one who is known to me or my entire family, or even to my (deceased) mother, by that name, so definitely, it's some error done. Further, on the bank nomination register, there is only the first na...

Icici bank loan a/c

It is regarding loan from icici bank which I have taken in year 2008..amt 81000 it is pre approved loan which bank offered me on basis of my saving a/c in their bank..i did not applied for it and also not given any documents or any cancel cheques n all...i failed to pay back..i didnt even paid single instalment...to the bank...after 2 yrs some bank representatives..i dont know wether they are b...

Regarding money transferred to family member.

I have been working as a cabin crew for past 4 years in middle East. All my earning or salary I used to earn I transfered it to my brother in India. We are only 3 family members me, my dad and brother. My brother is not yet divorced from his first wife and has done second marriage without the 1st divorced being clear yet. I am a sikh and I did love marriage with a Hindu boy. My brother didn't e...

University evaluating exam papers improperly affecting students

Jawaharlal Nehru Technological University - Hyderabad (JNTU-H) is evaluating exam papers of students studying B.Tech improperly, resulting in a large number of students from its affiliated colleges getting extremely low marks and top students have even failed, even though they claim that they've studied well. Personally, I've got only 6 marks out of 75 in one subject in which I failed and in ot...

Case to file in consumer forum for the denial of Insurance claim.

Hi, I had a corporate insurance policy of National Insurance through Medi assist being the TPA. and it was to cover my parents who are 60+ in age. My mother was suffering from Degenerative Joint disease,where she was required to go for Knee replacement, while researching about the other treatment available i came to know, through one of my relative about "QMRT using cyclotron", which is act...

Passport police verification

Hi All, I applied for re-issue of passport on 19/09/2016. I received my passport on 27/09/2016. Post police verification was to be done at two addresses as I had stayed at two different addresses in the year before. I was present at both addresses when police verification was being done along with neighbor witness signatures. When police verification was done on my both addresses for the ...

Harrasment Calls - Debt Recovery

Hi, I'm in the middle of a divorce procedure (mutual consent). My husband has defaulted on credit card and loan installments since about 3 years now, and has relocated to another city altogether. We have been separated all this while and are not in touch, except over emails where I have to send several before receiving a reply from him. He does not (or says he does not) have a phone number for ...

Roof Right

Roof right concept: Private builders viz-a-viz huda sector In case one owns a 2nd floor in Gurgaon (huda sector - builder floor), would he able to construct the 3rd floor (when the Far is increased) without the consent of lower floor occupants/owners? I would like to understand this for -- Private builders and for huda sector floors. Also, is it necessary that "WITH ROOF RIGHTS" clause be...

What is the meaning of the order We are the 3rd respondent

Petition under Section 151 of C.P.C. praying that in the circumstances stated in the affidavit filed in the W.P. the High Court may be pleased to permit the petitioners to take out the notice to the 4th respondent in the above said wp. by way of substituted service by publishing the notice in Andhra Jyothi Telugu Daily having circulation in the newly formed Kothagudem, District, pendi...

Compassionate appointment

Dear sir My father worked in csd depot .he was passed on 25/12/2007.that time i am 16 yr old. But at this stage i m 25 yr department said your case are closed & not open again .3 time considered my case with 58 points . They are rejected my case lack of merit point of marks. I filled a CAT court case but depatment not open my file again . So plz help in this matter . CENTRAL ADMINISTRATIVE...

25 years of harrasment by tenants

forum Home Harrassment by tenants since last 25 years I have a tenant since last 25 yrs.In the year 1987 present tenants sister rented my house.my parents were alive then.later on she moved away and put in her younger brothr then brother in law then parents n then again anothr brother without our permission while we were living in othr city.we objected asked thm to vacate but each t...

Company holding my PF and Relieving Letter both against loan ?

I mailed to them and they are saying first clear the dues otherwise they will not give my PF and Relieving letter. what to do ?? Mail is below which I send to them... I just wanted to confirm with you can company hold the PF and Relieving letter both ? If holding my PF solves the problem then I would request you to release my Relieving letter. Because has I can see the PF amount is almost si...