Education loan

Good evening sir, I’m jobless and currently has no hope in life even attempted to end my life due to the torture from collection agency They have taken some of my friends and family members number during 2018 and threatened them I have given their numbers to repay the education loan And even made drama as a stranger woman (it was collection agency bpo female ) called me and threatened me she gonna file case on me for given her number for my education loan (which is no guarantor and it’s unsecured loan) I had no knowledge back then I could file case against them for these kind of recovery acts My job and salary : I was getting paid 7k per month and I left that job due to education loan burden and couldn’t manage my family expense as well and wanted to get something better to manage the situation and decided to take visa for gulf countries for any work and ended up in scam of 1.5L which I had borrowed for 20% interest. Post pandemic I couldn’t find any permanent job. Currently I’m jobless Loan details : I have taken education loan on 2012 and course period is [deleted] Loan amount 1.4L I have paid 40k and subsidies which is around 38-40k , in total 80k paid (15 installments ) current os : 1.67L , accrued interest 1.05L , future principle 43k and total receivable at 2.29L Last date of payment I made 20th may 2019 Last date of adjustment happened: 8th Oct 2018 Tenure period ended : 6th Oct 2021 I have explained my situation to them and they don’t even listen to me since they use 300+ bpo staffs , keep calling us more than 20-30 times a day (it was last month it’s around 4calls min per week ) Will limitation act applicable for my case and when will time barred applicable? Please advice me