I took credit card and loan against property in same bank.

Dear respected sir and Madam, I took credit card from bank and was paying perfectly, then few year later took loan from same bank against property. Later business was not gone well and suffered huge loss, they started collecting credit card dues by any means of force and amount was keep on increasing but knowingly i dint stopped the LAP payment of loan by any means either it get delay but I paid it. After certain month they stopped collecting credit card money from me knowing am in not in position to pay any more. And i dint paid for many years. Later after many years I got the letter to pay 7 times extra for my credit card and i approached the bank for settlement and they agreed for certain amount and they writeoff by giving settlement letter , but dint gave me NOC. Now I cleared my Loan against property and only left with few fine for delay payment.and thinking to clear it Does bank will hold my property paper for rest amount of credit card which was written off. As I dint got NOC because they are saying you cannot get NOC for written off credit card.