Personal loan EMI not able to pay

I have 25 lakh personal loan from 6 financial bodies , splitted below 10 lakh loan- 21k EMI icici bank 5 lakh loan - 18 k EmI NBFC 3 lakh loan - 10 k EMI NBFC 3 lakh loan - 10 k EMI axis bank 2 lakh loan - 10 k EMI paytm 1 lakh loan - 10 k EMI NBFC 1 lakh loan - 10 k EMI axis credit card salary is 53 K, EMI i am paying is 90k , i have some how managed to pay this amount from past 7 months, but i am not able to pay from next month, so i asked bank for Balance transfer for 7 years, so that EMI reduced to 50k, but no bank agreed to balance transfer,, then i asked above financial institution to reschedule , then again bank are saying they cannot increase the tenure of respective personal loan to 7 years,, i also informed them that i am lookin for job change, once done, everything becomes normal,, but no help from any bank, can i move to court for before default happens and ask court to help ne provide extension of tenure from all institution, i only need term to be increased.