How to cancel the modt without original modt certificate
Cancellation of Registered Mortgage Deed w/o Original Mortgage Document
I am the current owner of the property registered in the year 2011 as sale deed.
I got to know through the encumbrance certificate taken recently of past 25 year that the erstwhile owner from whom I had bought the property had taken a loan in 1991 & 1997 respectively but had not cancelled the mortgage deed in the registered office & concealed this information that she had forgotten to cancel it
I reached out to the loan authority asking them to cancel the mortgage deed, as I am the current owner from 2011. I was informed by the bank authority that to get the original MODT to cancel it & upon my informing them that the owner is not traceable & hence I am unable to get the MODT original certificate. They asked me to check with the registrar office with this query & let them know, if the SRO is fine with certified copy to cancel the MODT.
My question is can the SRO cancel the MODT without the original MODT certificate?