Cheated by Bank A when transferred home loan from Bank A to Bank B
Hi,
I purchased a flat in resale and I took a home loan of Rs. 30,00000 from India bulls which was divided in two parts in Year [deleted] -
LOANACC-1 [1,000,000/-]
LOANACC-2 [2,000,000/-]
Total disbursement amount from India Bulls was -
6,35,750.00 - To first owner
6,36,500.00 - To first owner
3,62,850.00 - To Builder
737,582.1 - To Builder
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(A) 2,372,682.00 -- TOTAL
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As per account of statement principle paid by me in 3 Yrs. ([deleted]) -
(B) 580,661.00
In Year 2017 I transferred my loan to ICICI bank. The foreclosure amount asked by IndiaBulls from ICICI was –
Rs. 1,532,000 - LOANACC-2
Rs. 741,000 - LOANACC-1
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2,273,000 --- TOTAL
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I would like to know what happened to the principle amount I have already paid in 3 Yrs. I feel like I am cheated by India bulls because they have not considered the principle amount I have already paid in 3 Yrs.
As per my understanding the foreclosure amount asked by India bulls from ICICI should have been (A) - (B) i.e. Rs. 1,792,021.00
As a result of this incorrect settlement ICICI bank has calculated EMI on Rs. 3,000,000/-
Can I go in consumer court?
Thanks,
Saurabh Srivastava