I lost my job 3 month back and has defaulted on my EMI’s payment

My self Mohammed Nafees I took a personal loan from three different bank a Rs 12 Lakh. I earned well and had no problem paying the EMI’s all these years. However, I lost my job 3 month back and has defaulted on my EMI’s payment. Now I am worried to my bank bcz they are harassing me each and every day. Recently I got the new jobs with less salary which I was getting before, so now I wants a way out of this situation. Because I had already taken some family and friendly loan to survive with my family with basic needs for these 3 to 4 month and I have to clear those outstanding loans also. I am the only earning member in my family residing on a rent and also taking care of 3 family members other than me. My Mother who is suffering from lots of disease, my wife who is taking care of my home and my 10 years son who is studying so I have to take care of his school fee, tuition fee and other needs. Bank is not ready to understand my situations every day some bankers or recovery people coming to my home and shouting, abusing to my family members and ready to listen or go back, We feel very ashamed in front of my neighbour’s, my room owner is residing outside Mumbai so he don’t know about that but I am worried when he come to know that then we must have to get vacate that room. Can i make a police complaint for harassment or Can i change my room and mobile number to get some relief from harassment and will pay the dues once i settled down to repay.