Can i get stay order for proceedings against sarfasai action of bank under section 13(4)

A. The following Limits were sanctioned by State bank of Travancore to us up to [deleted] vide their sanction letter dated 27 March 2017. Cash Credit 38 Lacs Term Loan 11 Lacs (this term loan was sanctioned for 8 years) Bank guarantee limit 25 Lacs B. Since we did not want to avail the Bank guarantee limit, we have cleared our bank guarantee limit in the month of April 2018 and lower down the CC account by way of depositing money from 38 lacs to 34 lacs on 30th May 2019. C. As the term loan was sanctioned for a duration of 7 years and accordingly we have paid the installments of Term loan of 11 Lacs up to May 2019 and the principal term loan balance amount is 6.68 as confirmed by your letter dated [deleted]. D. You may appreciate that after receipt of your notice we have lower down the facilities of bank by depositing the money in cc account and depositing the term loan amount. Now as on 12.06.2019 the remaining outstanding is as under Cash Credit 10 Lacs Term Loan 6.60 Lacs (All the installments up to June 2013 Paid) Bank guarantee limit 0 Lacs Dear Sir Bank has issued me 13(4) notice even after paying more than 80% loan.What can do can i appeal for stay in DRT. Please suggest. Yogesh Kumar