• Loan default, summoned to civil court

I had taken a loan from HDFC bank and 60K of the loan is remaining. I have not being able to pay for last 3 months as i have been unemployed for the last 6 months. 
Now the bank has summoned me to the civil court in hyderabad to appear before a judge. 
What kind of punishment or consequence can i face?
Asked 3 years ago in Civil Law from Hyderabad, Andhra Pradesh

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